Lump sum awards
Surviving spouses are entitled to a one-time lump sum payment. For 2025, this payment is $101,003.16 plus or minus $2,525.07 for each year the spouse is under/over under age 40, respectively.
The amount decreases by $2,525.07 every year older than 40 that the spouse was at the time of the deceased’s passing to a minimum of $50,501.52.
The amount increases by $2,525.07 every year younger than 40 the spouse was at the time of the deceased’s passing to a maximum of $151,504.64.
| Age | Amount |
|---|---|
| 20 or younger | $151,504.64 |
| 25 | $138,879.29 |
| 30 | $126,253.94 |
| 35 | $113,628.59 |
| 40 | $101,003.16 |
| 45 | $88,377.81 |
| 50 | $75,752.46 |
| 55 | $63,127.11 |
| 60 or older | $50,501.52 |
Monthly awards
The minimum compensation amount payable for spouse and child is $2,389.66.
The maximum earnings ceiling is $117,000 per year (175% of average industrial wage for Ontario).
Burial awards
We pay all expenses reasonably connected to the burial. There is no maximum amount.
The minimum amount payable is $3,787.61.