Lump sum awards
Surviving spouses are entitled to a one-time lump sum payment. For 2024, this payment is $98,443.63 plus or minus $2,461.08 for each year the spouse is under/over under age 40, respectively.
The amount decreases by $2,461.08 every year older than 40 that the spouse was at the time of the deceased’s passing to a minimum of $49,221.75
The amount increases by $2,461.08 every year younger than 40 the spouse was at the time of the deceased’s passing to a maximum of $147,665.34.
| Age | Amount |
|---|---|
| 20 or younger | $147,665.34 |
| 25 | $135,359.83 |
| 30 | $123,054.43 |
| 35 | $110,749.03 |
| 40 | $98,443.63 |
| 45 | $86,138.23 |
| 50 | $73,832.83 |
| 55 | $61,527.43 |
| 60 or older | $49,221.75 |
Monthly awards
The minimum compensation amount payable for spouse and child is $2,329.12.
The maximum earnings ceiling is $112,500.00 per year (175% of average industrial wage for Ontario).
Burial awards
We pay all expenses reasonably connected to the burial. There is no maximum amount.
The minimum amount payable is $3,691.63.