Schedule 2 organizations include:
- organizations funded by public funds (from the federal, provincial and/or municipal governments)
- organizations legislated by the province but self-funded
- other businesses who are privately owned but involved in federally regulated industries such as telephone, airline, shipping and railway
Guidelines for entering into agreement with people injured at work or their survivors (Section 63 Agreement)
What is the difference between Schedule 1 and Schedule 2 businesses?
While Schedule 1 businesses operate under the collective liability insurance principle, Schedule 2 businesses do not. They are individually responsible for the full cost of the accident claims filed by their employees. The WSIB maintains full authority over the Schedule 2 claims entitlement process and bills actual benefit costs plus an annual administration fee to Schedule 2 organizations.
Can Schedule 2 businesses voluntarily apply to join Schedule 1?
Yes. Many businesses have exercised this option and, as a result, today we have municipalities, school boards and other Schedule 2 businesses split between the two Schedules. Larger businesses are increasingly choosing to remain in Schedule 2 or to transfer back to it.
Therefore, Schedule 2 organizations are not grouped into economic or industry sectors but are identified by their insurance liability status. These organizations carry out a wide range of activities including, public sector service, law and order activities, shipping, transportation, education and public utilities.